The best way to deal with being told to quiet down and watch your language on the phone while riding the rails is probably not to n pull out the "I'm educated so I'm not doing anything wrong" card and continue to yell and disrupt the rides of others. One woman did just that last week on a Metro North train out of New York City.
In a video posted by another rider last week (which has since been taken down from YouTube but is still viewable on Gawker), a train employee is berated by the passenger, who, according to the uploader, had been swearing loudly on her phone and disturbing other passengers.
It's especially fun as the woman seems to have adopted some sort of "I'm very posh" accent, as she yells things like, "Do you know what schools I've been to? How well-educated I am?" and "I'm sorry do you think I'm a little hoodlum?"
She also asks for her money back repeatedly, before the employees walk away from her. The person who uploaded the video adds that the train conductor then chimes in on the loudspeaker, reminding passengers to keep it down, "especially those people who went to Harvard or Yale or are from Westport."
It is a little known fact that if you went to college, you are allowed to be rude to anyone you want to, even if you're at fault. Oh wait, that's not true at all.
(many dealing with the topic of major and education)